Start with your situation
We review your desired area, household needs, income, timing, down payment, and factors affecting mortgage readiness.
How it works
A lease-purchase plan with a clear destination.
Live in the home while working toward the financing needed to purchase it. You receive time and structure—not a guarantee of future approval.
Find an available home
Qualified applicants may review homes that fit their budget and program requirements. Availability changes.
Review the agreement
Understand the purchase price, option period, payment, maintenance responsibilities, required down payment, and what happens if you do not purchase.
Work toward financing
Use the lease-purchase period to address credit, documentation, savings, debt, or other financing obstacles.
Important: A lease purchase is not the same as a traditional rental. A down payment is required, and payments or option consideration may be nonrefundable as stated in the final agreement. Review every agreement carefully.